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Cut Back $300 This Month And Have Outstanding Additional Benefits
A lot of us feel like we live pretty frugal lives. We don't imagine ourselves as big spenders - wasting money on all the luxuries like Cristal Champagne, Jaguar convertibles, and 10,000 square-foot mansions. However, our money trickles out of our pockets anyway, dollar-by-dollar, day-after-day, just buying the basics.
With just a bit more attention to the place your cash is going, you can save around $300 this month without feeling the hurt of deprivation. The following suggestions will assist you in saving on the personal finance budgeting plan you have, without making you give up those tiny little luxuries you enjoy. You can even enjoy some added perks! Let's see how this works:
Always go for the smallest size. Whether you're ordering fries to go with your Whopper, or ordering a cafe latte, choose the small option. Sure, you might get a better deal by super-sizing it and the temptation is to have the most for your money. However, in the end, you are taking more money out of your budget when you buy a bigger size. The bonus? Think of the calories you'll avoid!
Do a potluck instead of going out with people. Instead of going to your favorite watering hole to watch Monday Night Football, host everyone at your place, and divvy up the responsibility for main dishes, deserts, snacks and drinks. No overpriced bar tabs, no tipping the waiter. Only a lot of homespun fun. The bonus? New recipes to share and share together!
Use coins in a jar. At the end of every day, empty your wallet, pockets, and the bottom of your purse of all your loose change, and place it in a glass jar. Those nickels and dimes add up quick! The perk? Spending 'found' money on something you want is what this is all about. You may save up enough for a trip that you wouldn't have thought about taking before. Even Paris! I'm here to tell you that it could, and has, been done.
Use the library. If you haven't stopped by your local library lately, you could be surprised. You can check out the most current DVDs, attend networking workshops, and scoop up N.Y. Times bestsellers. Or, hang out and read the latest issue of Sports Illustrated - all for free! You can save on movie rentals, book purchases, and more. What is the bonus? Meeting more frugal-minded people just like yourself with similar interests. The public library is the ultimate social networking.
Always drink H2O. If you're going out to eat, some of the most expensive items on the menu are the drinks, whether hard or soft. If you're not eating at home, opting for water instead of soda or alcohol will still save you a lot. Opt for the ol' water and keep your money in your wallet. The bonus? Your skin, liver, stomach, cholesterol, weight, and general fitness will thank you
Many frugal tips include tapering back on our consuming - plain and simple. Some budgeting tips include saving money where we can by avoiding impulse shopping. And there are some frugal methods that require us to stop our lazy habits. After all these budgeting tips are put together, you can see some serious savings in your household budget.
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